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Zopa
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Zopa

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Mobile friendly
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Trustpilot Rating

Reviews 17,189

Excellent

★★★★★

(4.5)

3.8

Entity type

Online Bank

Client type

Personal

License

800542

Country

1

United Kingdom

Year

"2005"

Employee Count

201-500

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Services

3.8

Total Score

Pricing of the services

3

Social media presence

5

Popularity of the service

3

Onboarding difficulty

3

Support quality

5

About Zopa

Zopa started in 2005 as a peer-to-peer (P2P) lending company, to facilitate natural persons' access to simpler, better-value loans and investments. In 2019 Zopa obtained a banking license and since that continues its operations as Zopa Bank, alongside its P2P business. Zopa Bank offers personal and car loans, credit cards, and savings accounts.

Pricing

1 year Fixed Term Savings

1.25% annually

2 year Fixed Term Savings

1.45% annually

3 year Fixed Term Savings

1.55% annually

4 year Fixed Term Savings

1.55% annually

5 year Fixed Term Savings

1.65% annually

Currency

  • GBP

    (British pound)

Additional Information

  • car loans, debt consolidation loans, home improvement loans, wedding loans

  • peer-to-peer investing, innovative Finance ISA

  • Zopa credit cards,

  • fixed term savings

Trustpilot reviews

CU

May 3, 2022

Great Service

Easy, non-intrusive loan application

RF

May 3, 2022

Loan update

So fast upgrade loan very easy.

IB

May 2, 2022

I love the ease of access to Zopa

I love the ease of access to Zopa, any questions I asked were answered by return the information received was accurate and easy to understand. You speak to a person from uk who I found to be pleasant and helpful. If you have any difficulties they will help you sort it out. Zopa loan rate is very competitive and I would highly recomend them.

AH

May 2, 2022

Parasitic Company

I can only advise that you not get entangled with these “clowns” they are at best amateurish in dealing with a persons finances. They are crazy, you can pay them money and they send it back, do not accept standing orders, direct debits, but like a drug dealer hook in to your card , take charges for late payment on money retuned. Avoid this company at all costs.

MA

May 2, 2022

Very good loan rates and an…

Very good loan rates and an uncomplicated and quick application and approval process.

CO

May 1, 2022

Great rate, really quick, and really easy

The title says it all, great rate, a really simple process, and an instant decision. I also love the ability to repay early or pay additional amounts without a penalty.

ER

May 1, 2022

This company offers competitive rates…

This company offers competitive rates and a quick response to my application. A very easy to use website to use

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On this page, you can see a detailed review of Zopa Banks with reviews from real users and our experts. Zopa provides the following services: .

At the moment, Zopa rating on Finscanner is 3.8 and on Trustpilot is 4.5.