X1 Card is a credit card provider form the USA. X1 Card offers credit limits up to 5X higher than traditional cards. Higher limits mean a cardholder can spend the same amount with lower utilization, which can boost his credit score. X1 Card is the smartest credit card ever made. Built with 17g of stainless steel and laser etching technology, X1 Card reimagines the credit card from the ground up. X1 Card is issued by Coastal Community Bank, member FDIC, pursuant to license from Visa U.S.A. Inc.
Monthly Maintenance Fee
(United States dollar)
Best interest rate out of all my cards. The X1 card gave me the lowest interest rate as well as the highest credit line out of all the credit cards that I have. The sign up process was easy once I received my invite code, and I had the card mailed within a few days. I do wish they had account access through the website, as of now you have to do EVERYTHING through the app. They are still adding new features though; they recently added the ability to add an authorized user to your account. The points system is great if you'll be spending a lot on the card every year. I constantly get compliments on the stainless steel card (which cannot support contactless payment btw, unless you add it to your Google or Apple wallet). Comes with all the benefits of a Visa Signature card. I haven't seen the card reported to any of the credit bureaus yet, so I'm waiting on that because the huge credit line increase will be a nice boost to my overall score.
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On this page, you can see a detailed review of x1 Card Cards with reviews from real users and our experts. x1 Card provides the following services: Card Programs, Card providers, Cash withdrawal, Credit cards, Loans, P2P, Wallets, Wire Transfer Acceptance, US allowed.
At the moment, x1 Card rating on Finscanner is 3.8 and on Trustpilot is 3.6.