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Mobile friendly

Trustpilot Rating

Reviews 8





Entity type

Financial Institution

Client type




United States of America



Employee Count


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Card providersDebit cardsP2PSafeguarding/Custiodian AccountsSavings AccountWalletsWire Transfer AcceptanceUS allowedACH

Total Score

Pricing of the services


Social media presence


Popularity of the service


Onboarding difficulty


Support quality


About Spiral

Spiral is a financial technology company, not a bank. Banking products and services provided by nbkc bank, Member FDIC. Spiral lets its clients easily support the causes they care about. Clients can easily donate to over one million nonprofits through the Spiral app. And, every time they use the Spiral Visa debit card, they can have the app round up their change to the nearest dollar and donate the difference to a nonprofit of their choice. Spiral transfers 100% of donations to charities, a welcome difference from many charitable giving apps that charge hefty processing fees. Spiral also lets to discover new charities through their social media channels.


Setup Fee

Monthly Maintenance Fee

SEPA Incoming

SEPA Outgoing

SWIFT Incoming

SWIFT Outgoing

FX Fee


  • USD

    (United States dollar)

Trustpilot reviews


Nov 24, 2021

A great way to give back!

I recently opened a Spiral account and I truly love the concept of this banking platform! I always thought that making charitable donations was something I needed a checkbook and thousands of dollars for, but Spiral completely changed the way I donate. Because Spiral allocates a small percentage of my deposits to the Giving account, I realize how much "spare change" I have to spare. This has helped me to already donate $50 in a short amount of time to the causes I care most about (no checkbook needed!!) And the cooler part? Spiral matched my donations up to $20. I am so glad I made the switch to Spiral!


Nov 13, 2021

No support during weekend while having issues

Today I could not see my account value and transfer money since both mobile app and website are having issues. From this morning till afternoon no change and no support during weekends. Definitely will not stay with this new bank for long


Oct 14, 2021

All donations in one place!

I recently opened a bank account with Spiral in order to keep and make all of my donations from one place. Spiral provides easy to use checking and savings products while having some of the biggest features in the market today such as: round up of my debit purchases to my giving account, automatic goal-based savings and early pay day. Love it!!


Oct 14, 2021

I just replaced my Citibank and Chase…

I just replaced my Citibank and Chase accounts with Spiral. Why? No monthly fees, great customer service, and most importantly - the only GIVING ACCOUNT I know of in the entire banking space. It enables me to donate to my charities of choice (and there are more listed than on Amazon Smile…) and to round up my debit card transactions to give my change to the causes I care about. I’m excited to see new features roll out!


Oct 8, 2021

Great concept!!

This is an amazing concept, and I love how easy is to donate to great causes. It allows me to start a savings account and round up for the charities I care about. And the plus? The app is really intuitive and easy to use.


Oct 7, 2021

I highly recommend Spiral!

I recently started banking with Spiral and I love being able to easily donate to causes I care about and have it all in one app. It makes it easy to track and their customer service is super helpful and quick to respond. I definitely recommend checking out and downloading the Spiral app!


Oct 7, 2021

I downloaded the Spiral app because my…

I downloaded the Spiral app because my son recommended it. I was hesitant to download a banking app because I’ve been with my old bank for a long time, but I’m really glad I did. This banking app is very good and very easy to use. I feel good knowing my money is safe with them.

Finscanner is an independent digital platform aiming to provide up-to-date access to worldwide financial services to improve customer experience and boost transactions.

On this page, you can see a detailed review of Spiral Payment systems with reviews from real users and our experts. Spiral provides the following services: Card providers, Debit cards, P2P, Safeguarding/Custiodian Accounts, Savings Account, Wallets, Wire Transfer Acceptance, US allowed, ACH.

At the moment, Spiral rating on Finscanner is 3.8 and on Trustpilot is 4.