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Point
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Point

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Trustpilot Rating

Reviews 790

Excellent

★★★★★

(4.5)

Entity type

Money Service Business

Client type

Personal/Business

Country

1

United States of America

Year

"2014"

Employee Count

11-50

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Services

Asset ManagementLoansUS allowedWealth Management
4

Total Score

Pricing of the services

3

Social media presence

5

Popularity of the service

3

Onboarding difficulty

4

Support quality

5

About Point

Point is a money service from the USA that helps homeowners to sell small fractions of the equity in their home to investors. Point aims to make homeowners free of their debts and be able to unlock the wealth in their home.

Pricing

Setup Fee

0 USD

Monthly Maintenance Fee

0 USD

SEPA Incoming

SEPA Outgoing

SWIFT Incoming

SWIFT Outgoing

FX Fee

Currency

  • USD

    (United States dollar)

Trustpilot reviews

DG

May 3, 2022

I have been calling for weeks with no…

I have been calling for weeks with no answer..Finally went online and scheduled a call with a rep who never called me

LO

May 2, 2022

Fast response!

I like the fact that the progress run fast and smoothly as long as I get qualify! Thanks for your services!

DA

May 2, 2022

The process was not very smooth.

The process was not very smooth. Point has some very good operational employees that I dealt with!! All was okay Just a little long in time and emails were not always answered.

KE

May 2, 2022

The process was easy and the people at…

The process was easy and the people at Point kept in touch and were there to help at every step.

WG

May 2, 2022

The process was very first and loan…

The process was very first and loan instructions were clear.

AB

May 2, 2022

Fantastic company

Fantastic company. Superior customer service and follow up skills. They made it a very easy process! Thank you!

KM

May 1, 2022

Appraisal was completely irrelevant!

When I began my application with Point, all things were going well. Someone contacted me regarding the required appraisal and we scheduled an appointment. Someone came to my home, who was not a licensed appraiser, rather a real estate agent from a local real estate office. I didn’t think it was a problem, as she was just there to document the facts about my home and take photos. When the appraisal came in, it was far, far less than I had expected. When I took a closer look at the appraisal, I found multiple discrepancies with the homes they used as comparisons (comps), which are used to establish a market value by comparing “apples to apples”. Instead I received comps that completely devaluated my home, as follows: . My Property: Colonial, 1152 SF, 3 BR, 1 ¼ Bath, 1 Car detached garage, full unfinished basement Comp #1: Colonial, 892 SF, 2 BR, 1 Bath, No Garage, No basement, sold as-is Comp #2: Cape Cod, 876 SF, 2 BR, 1 Bath, No Garage, Full unfinished basement, Cash only Comp #3: Colonial, 1406 SF, 4 BR, 2 Bath, No Garage, Full unfinished basement, complete re-hab, cash only At this point, I expected Point to throw out this appraisal and request a new one, from a different appraiser, on my behalf. Instead, they said that I could pay for a second appraisal and that my offer would be based on an average between the two values. Since I am a licensed real estate agent, I even went so far as to send 10 “apples to apples” comps to my loan officer, which Underwriting ignored. To add insult to injury, I was not allowed to communicate with anyone except my loan officer. Huge waste of time. I am now working with the competiton,

Finscanner is an independent digital platform aiming to provide up-to-date access to worldwide financial services to improve customer experience and boost transactions.

On this page, you can see a detailed review of Point Payment systems with reviews from real users and our experts. Point provides the following services: Asset Management, Loans, US allowed, Wealth Management.

At the moment, Point rating on Finscanner is 4 and on Trustpilot is 4.5.