Petal is a credit card company that helps people financially succeed. The company uses machine learning to analyze a customer’s full digital financial record—not just their credit score. Petal has pioneered cash flow underwriting, as an alternative to credit scores, to make credit more accessible, and offers a simple, modern digital experience that encourages members to build credit, avoid debt, and spend responsibly.
Monthly Maintenance Fee
(United States dollar)
not the best at all. would not recommend. signed up for this had an exceptional payment history and then when the pandemic hit they offered no kind of help or pay plans for those affected by the disaster. randomly closed the account instead and have largely refused all inquiries about payment arrangements since that time. would not advise at all if you take your credit seriously customer service is abhorrent and often does not listen at all.
Liars and thieves. I was preapproved. Having good credit I assumed it wasn't fir the minimum. Hard pull later, yep minimum ampunt. BUT WAIT! Link your bank account for 100 more credit. 500 is bs so I say since y'all lied and I'm basically stuck, ok! Today they said they are a lying fraudulent company and the 100 credit isn't there but my card is on thr way. I called.thek and said cancel their fraudulent card and am about to contact the DTC and attorney generals office
I just got this card and I love it so far hope to take it to higher limit’s lol credit limit’s. Ok so today make the 6 month for me they ask me if I want a credit limit increase well the increase is only 50.00 dollars that is it and ever other credit credit cards I have given you like 350 to 450 what the hell petal you are a joke I do not want this joke any more apt is 29.9 way to hight
Underhanded. Unlike literally every other card I've had, they intentionally wait 3 months to reward you so that they can collect as much interest as possible--and now that the 3rd month's statement has arrived... NO REWARD! I will have to call the subpar Customer Service tomorrow. It's not a seamless experience, be prepared for trouble. Customer Service only available weekdays, website is not user-friendly. Do not recommend on any level. Seriously considering closing account asap.
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On this page, you can see a detailed review of Petal Cards with reviews from real users and our experts. Petal provides the following services: Card Programs, Card providers, Credit cards, Loans, P2P, Wallets, Wire Transfer Acceptance, US allowed.
At the moment, Petal rating on Finscanner is 3.8 and on Trustpilot is 2.3.