Oxygen is a digital banking platform that specializes in mobile banking, offering both a personal and business bank account through its app. With no monthly fees and unlimited fee-free transactions, the Oxygen business account is well-suited for small-business owners who are looking for an affordable way to separate their personal and business finances and manage them on the go. In addition, Oxygen stands out in that it offers nationwide LLC creation services through a third party, allowing its users to form an LLC from within the app, and then open their business accounts.
Monthly Maintenance Fee
(United States dollar)
After using this card for almost a year, I will be switching and closing my account soon due to the fact that if you make a purchase and it's declined, the charge goes through anyways. This has happened to me twice and the merchant has said the money was reversed back but it has never showed up in my account. Oxygen reps have stated I spent the money but how is that possible when I never got the money back? I just don't understand. The transaction is still pending on my account.
Initially had an error issue in regards to upgrading my Elements account via the app. After few unsuccessful attempts, I emailed Customer Service. Within 48 hours, they promptly responded to my email to ensure they had received my concern, and have rectified the matter in a very professional manner. Received my upgraded Elements card, with no issues in regards to activation via app. Aside of having to re-enter my login details every once a week or so, I have not had any issues otherwise.
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On this page, you can see a detailed review of Oxygen Payment systems with reviews from real users and our experts. Oxygen provides the following services: Card providers, Cash withdrawal, Debit cards, Debit cards (virtual), Mass Payouts, Merchant Accounts, P2P, Wallets, Wire Transfer Acceptance, ACH.
At the moment, Oxygen rating on Finscanner is 3.6 and on Trustpilot is 3.2.