OnJuno is new to the fintech world, having been founded in 2019. OnJuno is a banking platform that offers its users a high yield account to grow their savings.
Monthly Maintenance Fee
(United States dollar)
I woke up on March 30th, 2022 to find a poorly formatted email from OnJuno in my inbox, stating that my account had been placed on hold pending manual review. The email said I would have to provide copies of bank statements of my linked external account -- except that I did not have any external account linked to my OnJuno account. At the time I had about $7,000 in cash and about $11,000 in crypto with them. I tried to contact them multiple times about the hold, over the phone and over email, I got very little response over the phone and virtually no response over email until April 8th. On that day, after at least 10 emails that had gone unanswered, someone named Pooja from the OnJuno support team reached out to me and made me feel as if someone was finally going to shed some light on why my account was placed on hold. She asks me to provide some verifying information about a debit card transaction I had made using the OnJuno card to pay my AT&T bill, which was subsequently refunded back to the card because I didn't realize the bill was already auto-paid. The refund was processed literally seconds after the charge. I couldn't believe this was the reason for my account being restricted, but I was relieved that's all it was. If only that were true. After I verified that transaction, she told me she had submitted it to her verification team and that I should expect to have my access restored by the following Monday. Monday comes, no updates. Then Tuesday. Wednesday. Thursday. It wasn't until, once again, multiple unanswered emails were sent over the week that Pooja finally responded to me again on the following Friday, telling me that my account was still under "manual review" and she had no estimation as to how long this process would take. I was infuriated, to the point I hunted down the co-founder of OnJuno on Twitter, @sidsverma. He was responsive and helpful, at first. It took about 2 weeks for him to get someone at OnJuno to reach out to me again, by this time it was already May. This next person who reached out to me asked me to verify some information about a wire transfer that I had made to my OnJuno account; I supplied that info and this person accepted it. Then, just as it was with Pooja, they tell me they submitted the info and now we're back on indefinite hold for someone to "manually review" my account. At this point I was absolutely livid and I reached out to the cofounder again and said that they had been holding my funds for nearly 2 months at this point. He did not respond to my most recent attempts at reaching him however they did wire back my cash deposits to the account I had originally wired money from. They have not, however, as of May 23rd, 2022, given me access to or transferred my crypto assets that are worth nearly $11,000. Nobody is answering me anymore, on any medium. They are literally trying to steal my crypto because they figure they can get away with it. I want to submit this review as a cautionary tale -- this company has the worst customer service and awful way of following any sense of banking practice, let alone regulation, and you should never trust them with your funds -- whether its fiat or crypto.
Very happy with this app, they are not intrusive to your personal matters but I still feel secure with them and trust them to protect me and my assets.
Fantastic customer service. Great product as well. It’s a fintech start up so there are bumps but the customer service helps greatly.
OnJuno provides the best of both worlds: traditional banking services with access to cryptocurrency. The app is easy to use and configure and the ability to buy, sell, deposit, and withdraw cryptocurrency is straightforward and seamless. The online customer service support is very good. The debit card also works with Cash App, making it easy to stack additional discounts as well as add and withdraw cash from Cash App.
I had an issue with a credit from when I opened my account. The team handled it from beginning to end. I’ve been very happy with my choice to move my banking.
I just want to thank OnJuno for taking the time and fixing my account after they reached out to me letting me my account was unlocked and my funds were safe . I am very thankful to found an awesome banking crypto app Thank you again OnJuno
Finscanner is an independent digital platform aiming to provide up-to-date access to worldwide financial services to improve customer experience and boost transactions.
On this page, you can see a detailed review of OnJuno Payment systems with reviews from real users and our experts. OnJuno provides the following services: Asset Management, Crypto-friendly Account, Crypto Payouts, Debit cards, Debit cards (virtual), Exchanges, Loans, Safeguarding/Custiodian Accounts, Savings Account, Wallets, Crypto exchange.
At the moment, OnJuno rating on Finscanner is 3.8 and on Trustpilot is 4.2.