Log In
One Finance Britain Ltd
Image for One Finance Britain Ltd
Apply Now

One Finance Britain Ltd

Mobile friendly

Trustpilot Rating

Reviews 39





Entity type

Card Issuers

Client type






United Kingdom



Employee Count


Apply Now


AcquiringCard processing solutionsCard providersCash depositCredit cardsMass PayoutsP2PWalletsWire Transfer Acceptance

Total Score

Pricing of the services


Social media presence


Popularity of the service


Onboarding difficulty


Support quality


About One Finance Britain Ltd

One Finance Britain Ltd is an electronic money institution focused on providing e-wallets and payment cards. Incorporated in the United Kingdom, One Finance Britain Ltd is authorized and regulated by the Financial Conduct Authority.


Setup Fee

Monthly Maintenance Fee

Additional Information

  • providing e-wallets and payment cards

Trustpilot reviews


May 15, 2022


This company does not care about the consumer or their financial help. Closing my account ASAP.


May 13, 2022

This WAS a great app

This WAS a great app; but then they decided to cancel every single customer's line of credit without any prior notification. This leaves many people in a bind. In some cases, a dangerous bind. I'm lucky, I can go without my medications for a little while, but not everyone is so lucky.


May 13, 2022

Have had this account since May 2021

Have had this account since May 2021. Been a happy camper until today. I had a 650 line of credit with them. 0% interest if paid in full by month end. 12% annually. I get paid weekly so though I use the loc all the time it is cleared or almost cleared weekly. Today, May 12, 2022 after a $100 deposit brought account positive they sent message they are discontinuing line of credit effective today. Thank God I don't put all my eggs in ONE's basket and had paid items from one of my other accounts. To remove an loc with no notice is just unethical. Supposedly they are no longer doing credit lines. Not sure I will stay. Line of credit option and stated mission was reason I was okay banking without a local branch.


Apr 5, 2022

Amazing 🤌

I've been with them since October 2021. The reps are nice. The banking experience has been amazing. It's a good bank if you are average joe or if you have OCD like me. 100% would recommend. 😁


Dec 30, 2021

A really nice online-banking experience.

I've had One for about 6 weeks. It took some time to transfer all of my direct deposits to One and to set up automatic payments for my credit cards, etc. (as it would with transitioning to any new bank), but One has features nobody else has. First, there is generous interest earned on money in the Save "pocket" (1%) and even better interest (3%) on money in the Auto-Save "pocket". Second, being able to set up multiple pockets, and SHARE them with other ONE users is awesome. I set my daughter up with a ONE account, and we share a pocket so I can instantly send her money when she is off at college. Similarly, I set my mother up with a One account and can send her money instantly as well. No waiting days for money to become available to them... it is really "instant". Also, getting my pay 2-days early by direct deposit is super helpful. There is also a free credit line with up to 1-month to pay interest free, low credit fees (1% per month), and no additional fees. And the One App is first rate and easy to use. The down side? One promises it will have mobile check deposit functionality soon, but it is not yet available. That, and a traditional "bill-pay" service (also in development, apparently), are the only features One is missing. With those features, it will be the hands-down winner for internet banking.


Dec 21, 2021

Do NOT sign up for this bank

Do NOT sign up for this bank. They will not accept handwritten checks via mobile deposit from old people who make handwriting mistakes. My grandmother is 99, almost 100 years old, and she accidentally put 2023 instead of 2021. So, she does what EVERY check writing person does and changed the 3 to a 1. One Finance refused to accept it and wants me to have my old grandmother write another check. Gonna close my accounts and move somewhere else. My credit union accepted the check without any issue at all. THAT is how you do service.


Dec 6, 2021

Disappointed with One

I have been extremely disappointed with One and am in the process of closing my account. They don't seem to want my money. It took them almost three times as long as my new Marcus account to complete the external link with my credit union. After that was done with the small amounts in and out, I followed their instructions to do a transfer less than $500 the first time. That went through okay. The site stated that you could do subsequent larger transfers. I tried to initiate THREE subsequent transfers to fund my One account and ALL of them were cancelled by them. I've given up. Two good points though. The debit card did come quickly. And I did get good and quick responses from their email help account. Good luck if you decide to go with One.

Finscanner is an independent digital platform aiming to provide up-to-date access to worldwide financial services to improve customer experience and boost transactions.

On this page, you can see a detailed review of One Finance Britain Ltd Cards with reviews from real users and our experts. One Finance Britain Ltd provides the following services: Acquiring, Card processing solutions, Card providers, Cash deposit, Credit cards, Mass Payouts, P2P, Wallets, Wire Transfer Acceptance.

At the moment, One Finance Britain Ltd rating on Finscanner is 3.6 and on Trustpilot is 2.9.