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New Wave Capital Limited
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New Wave Capital Limited

Mobile friendly

Trustpilot Rating

Reviews 9,507





Entity type

Card Issuers

Client type






United Kingdom



Employee Count


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Card ProgramsCard providersCredit cards

Total Score

Pricing of the services


Social media presence


Popularity of the service


Onboarding difficulty


Support quality


About New Wave Capital Limited

New Wave Capital Limited is an electronic money institution focused on credit cards for SMEs and self-employed. In 2019 New Wave Capital Limited had total assets of 163.83 mln GBP, New Wave Capital Limited generated net income of 1.60 mln GBP. Incorporated in the United Kingdom, New Wave Capital Limited is authorized and regulated by the Financial Conduct Authority.


Setup Fee


Annual Maintenance Fee


Credit facility

up to 100 000 GBP


  • GBP

    (British pound)

Additional Information

  • credit cards for SMEs and self-employed

Trustpilot reviews


May 24, 2022

Great credit card for business

The only credit card we need for the business. Easy to add team members and track expenses.


May 24, 2022

Really bad service I am been chasing…

Really bad service I am been chasing them for my reward point not been paid since last 5 months but not going anywhere in-spite of providing the require documents 4 times. there staff are not well train and asking for the same stuff everytime you ask for an updates regarding your case. also receive the mail that we will come back to you in 1 working business days but that day never comes.


May 23, 2022

Friendly service and always at the end…

Friendly service and always at the end of the phone to provide support when needed.


May 23, 2022

Capital on Tap - Amazing support at all times

Capital on Tap really do understand what it is like to be running a business. They understand teh difficulties of cash flow when you are let down my your debtors. To be able to have this level of finance and for it to be totally fluid is excellent. The application process was so simple and I really like using the APP. Great company.


May 23, 2022

good service

Easy to use. Good service.


May 22, 2022

Excellent service and application…

Excellent service and application process


May 20, 2022

Serious fraud security issues

I was advised to choose COT to provide cards for team members. In the last 7 months, there have been two serious fraud cases and it's been a tortuous process to resolve. If you are looking for a SECURE card payment provider, COT is NOT advisable. We were approached via text to authorise a fraudulent transaction of over £10k. 1. We did not respond, but called COT. 2. A COT customer service rep did not proceed to file or research the fraud (making us believe all was fine). 3. Subsequently we have been asked to proof and provide evidence (a police report and a phone network statement) that prolongs our ability to get our £10k back. The main issue is a phone network to provide a statement, especially as COT is unable to specify precisely what kind of report that should. On top of that the phone network has said that it takes at least 3 months to get a response before the request has passed through GDPR assessment etc. I run a business and this is extremely time-consuming and am concerned that COT does not have the security measures that banks provide.

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On this page, you can see a detailed review of New Wave Capital Limited Cards with reviews from real users and our experts. New Wave Capital Limited provides the following services: Card Programs, Card providers, Credit cards.

At the moment, New Wave Capital Limited rating on Finscanner is 3.8 and on Trustpilot is 4.5.