Mercury is a digital banking platform that includes both a business checking account and business savings account with no monthly fees. Designed with startups in mind, Mercury offers scalable digital tools — plus, every account provides read-write application programming interface access to truly customize banking.
Monthly Maintenance Fee
(United States dollar)
Since 2 year I use this bank . No issue . I wish they accept cash deposit .
Although the application process is through, the tools, education, and perks are well worth the effort. I'm confident my account is secure and have all of the tools and integration tech we need for our company to manage our business at lightspeed. Thanks.
We use Mercury as our cash management and depending on market conditions move funds between brokerages via Mercury. This is exactly what business banking solution does. Yet, their "compliance" team shut our account without providing further guidance. Froze millions of our money. Unacceptable. I created a Trustpilot account just to write this review. Will be exploring legal action against Mercury. If you have a serious business and don't want to waste time going back and forth with their joke of a "compliance" team, just stay way from them. Don't fall for the nice UI and website, all smokes and mirrors-- bunch of "tech bros" without real customer service or actual knowledge of banking compliance (nothing wrong was done but they behaved like there was without any chance to work with their customer). Per their made up rules, godforbid businesses from interfacing with brokerages like Schwab to have other assets on a business' balance sheet. Markets are wild now, so moving millions around is not uncommon for a healthy business- but Mercury says no and will freeze your accounts due to "suspicious activity". Stay away. Get a proper business bank account, with actual professionals that will call you and help you not block you. Mercury is just another startup with no real value, "whitelabeling" an actual bank. Sleazy "salesman" resellers of accounts.
Signing on with Mercury has been a breeze with prompt and personable support and customer service responses. As a small business owner I appreciate the big corporate banking services Mercury has made available :)
- Great UI / UX - Helpful customer service (helped increase check limit in under 24 hours) - Nice automations available
Great bank, excellent online software oriented features, so easy to use, beautiful clutter free interface. So far its great.
Mercury is the best best bank for small business startup. I just started my business with very little capital. Mercury approved my account within 48 hours. The account opening process is seamless. Connecting to other banks and transferring funds is super smooth. Overall, best experience.
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On this page, you can see a detailed review of Mercury Payment systems with reviews from real users and our experts. Mercury provides the following services: API integration, Card Programs, Card providers, Cash withdrawal, Debit cards, Debit cards (virtual), Mass Payouts, Savings Account, SWIFT Transactions, Wire Transfer Acceptance, US allowed, ACH.
At the moment, Mercury rating on Finscanner is 3.4 and on Trustpilot is 3.8.