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Mobile friendly

Trustpilot Rating

Reviews 2,044





Entity type

Money Service Business

Client type




United States of America



Employee Count


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Asset ManagementLoansProfessional ServicesSavings AccountWire Transfer AcceptanceUS allowed

Total Score

Pricing of the services


Social media presence


Popularity of the service


Onboarding difficulty


Support quality


About Lower

Lower offers refinancing, consumer lending, financial services, customer service, home purchase. Lower began by offering mortgage loan originations and has since expanded to offer other home-related services including a savings account and a real estate and insurance matching service.


Setup Fee

Monthly Maintenance Fee

SEPA Incoming

SEPA Outgoing

SWIFT Incoming

SWIFT Outgoing

FX Fee


  • USD

    (United States dollar)

Trustpilot reviews


May 25, 2022

Great experience!

Great experience! Glad my brother found Lower. We had Dylan Fisher as our loan advisor. He was wonderful and helped us out a lot. Can't thank him and the company enough. They made this a positive, easy experience. 5 stars!


May 25, 2022

Stress free and seamless process

Mike and his team were personable, professional, thorough and always accessible throughout the entire process. Mike listened to our needs and provided several great options to fit our loan needs. I highly recommend Mike and his team as you won’t be disappointed. Thank you again!!


May 25, 2022

Home Purchase

Jacob work very closely with us and even when we found ourselves in a jam we were able to come up with a salute on that worked for all of us


May 25, 2022

Amazing customer service

Gaige Linville was very knowledgeable and always had an answer to all my questions (which were many since this was my first time applying for a loan). He comes as an honest, upfront man that is willing to go the extra mile to make sure his clients are satisfied and possess all the information they need to make an accurate and beneficial decision regarding their loan options. I can without a doubt say that his customer service is one of the best I've ever experienced at any level.


May 24, 2022

I'm happy!

Dylan Fisher was my load advisor and he did everything other loan advisors couldn't: refinanced my home at a lower rate and with a line of credit higher than I expected!!!!


May 24, 2022

Connor Robert Coccia Has been very…

Connor Robert Coccia Has been very helpful with the helping me through process of me possibly owning my first home! 🤞🏾 Appreciate his time and effort’s!


May 24, 2022

Overall a great experience!

Kacie Collins was really helpful -- I brought a unique set of circumstances to the table (unconventional property, unconventional employment, etc) and she and her team found solutions to every problem that arose, ultimately resulting in a successful refinance. I would be more than happy to work with her and Lower again in the future.

Finscanner is an independent digital platform aiming to provide up-to-date access to worldwide financial services to improve customer experience and boost transactions.

On this page, you can see a detailed review of Lower Payment systems with reviews from real users and our experts. Lower provides the following services: Asset Management, Loans, Professional Services, Savings Account, Wire Transfer Acceptance, US allowed.

At the moment, Lower rating on Finscanner is 3.8 and on Trustpilot is 4.9.