Linus is a new alternative to traditional cash deposit accounts. Linus' first product is a high-yield savings account that allows you to earn up to 4.5% interest per year, that's 64x the savings account national average rate. Linus is a financial company that pays a high yield on cash deposits. It is best to think of Linus as a blockchain/cryptocurrency-based savings account. Linus is not FDIC-insured, and users should view it more as an investment.
Monthly Maintenance Fee
(United States dollar)
I love Linus. It’s very easy to use. I do wish that they focused more on how my money is protected since it’s not FDIC insured. I feel a bit lost sometimes. Other than that I couldn’t be happier with the high interest rate!
I never would’ve thought that a financial Safehaven tool like this would’ve ever existed. I am incredibly satisfied with the service itself as well as every person I have interacted with. Anybody who is looking to get more bang for their savings I point towards Linus.
I am very happy with the account. They have been totally responsive to any inquiry & the return is handsome.
Easy to use and excellent customer service. I made an error with my banking info when withdrawing funds, which was resolved in minutes after reaching out. The APY was great, but I’ve decided to stop using my account for now because at the moment I don’t understand Linus’ workings enough to understand how much risk there is of losing my principal (which in small print is possible). I also have issue with their advertisement as a savings account as I find this misleading, especially because this is marketed for people like me who don’t understand a lot about crypto, which makes me more concerned about transparency and the risk involved.
Quick to answer any questions . Fast deposits and withdrawals. High rates. See your money grow right before your eyes.
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On this page, you can see a detailed review of Linus Payment systems with reviews from real users and our experts. Linus provides the following services: Asset Management, Cash deposit, Crypto-friendly Account, P2P, Wallets, US allowed, ACH.
At the moment, Linus rating on Finscanner is 4 and on Trustpilot is 4.6.