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Current
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Current

low
Mobile friendly
Dot

Trustpilot Rating

Reviews 1,924

Excellent

★★★★★

(4.1)

3.8

Entity type

Online Bank

Client type

Personal

Country

1

United States of America

Year

"2018"

Employee Count

51-200

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Services

Asset ManagementCard ProgramsCard providersCash withdrawalDebit cardsDebit cards (virtual)P2PSafeguarding/Custiodian AccountsSavings AccountWalletsWire Transfer Acceptance3d secure payment gateway
3.8

Total Score

Pricing of the services

3

Social media presence

5

Popularity of the service

3

Onboarding difficulty

4

Support quality

4

About Current

Current is a neobank, that offers a basic spending account with no monthly fee and a premium account, with benefits including early access to direct deposit, for a $4.99 monthly charge. Current offers mobile payments, online banking, and financial services. Neither account earns interest, although they offer a rewards program in which account holders earn points by using their debit card at select retailers. Points can be redeemed for cash or a premium account subscription.

Pricing

Setup Fee

Monthly Maintenance Fee

0-36 USD

SEPA Incoming

SEPA Outgoing

SWIFT Incoming

SWIFT Outgoing

FX Fee

Currency

  • USD

    (United States dollar)

Trustpilot reviews

CU

May 3, 2022

I love current!

I love current!

RM

May 2, 2022

I get a response from current which…

I get a response from current which seems to be an automated response saying they take fraud very seriously ... Which is not true .... You can't take it very seriously when you can prove that a little bit of money was fraudulently taken and return it but when the sum is not than they want to admit they just blow you off ... Ppl will choose whatever bank they want but from my personal experience with current they have the worst customer service and fraud department I have ever seen a company use and anyone who decides to try to use this bank will find out themselves .... All I can say is be cautious because I had 2 separate disputes over the same situation that current decided to split into 2 and they pride themselves in resolving the little 200 dollar dispute while they choose to close the 2000 dollar dispute with no effort in making things right .... So if your willing to let a bank screw you over then current banking is for you!!! Please explain how you can split a dispute into 2 complaints which were the same situation and easy yes your right someone fraudulently took your money on 1 of them but there's nothing we can do on the other??? They were both over the same situation ... Current the bank that will screw you over first chance they get .... I would recommend anyone who is considering current to read the reviews on the better business bureau site before they commit their hard earnings to them ... I'm not the only 1 they've done this to

CU

May 2, 2022

Pretty good app I would suggest it to…

Pretty good app I would suggest it to anyone gives me freedom to do what I want to do I really appreciate and making it easy thanks.

MT

May 1, 2022

Current is the most best card I have…

Current is the most best card I have ever used I don’t know what I would have done with out current thank you

DH

May 1, 2022

Current mobile banking

I was caught by surprise and upset at first when I changed my phones but soon realized the security feature provides more safety if someone attempts to hack.looking forward to finishing changeover to new number.

CU

May 1, 2022

......

...........

WA

May 1, 2022

I love this bank honestly

I love this bank honestly

Finscanner is an independent digital platform aiming to provide up-to-date access to worldwide financial services to improve customer experience and boost transactions.

On this page, you can see a detailed review of Current Banks with reviews from real users and our experts. Current provides the following services: Asset Management, Card Programs, Card providers, Cash withdrawal, Debit cards, Debit cards (virtual), P2P, Safeguarding/Custiodian Accounts, Savings Account, Wallets, Wire Transfer Acceptance, 3d secure payment gateway.

At the moment, Current rating on Finscanner is 3.8 and on Trustpilot is 4.1.