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Caxton FX Ltd
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Caxton FX Ltd

Mobile friendly

Trustpilot Rating

Reviews 3,348





Entity type

Electronic Money Institution

Client type






United Kingdom



Employee Count


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Agreggated AccountDebit cardsDebit cards (virtual)Dedicated IBANMulti-currency AccountSEPA TransactionsSWIFT Transactions

Total Score

Pricing of the services


Social media presence


Popularity of the service


Onboarding difficulty


Support quality


About Caxton FX Ltd

Caxton FX Ltd is an electronic money institution focused on international payments. Caxton FX Ltd offers physical multi-currency cards, personal virtual accounts, international payments, foreign exchange, business expense management to natural persons, business entities. Caxton FX Ltd performs international transfers in 23 currencies. In 2019 Caxton FX Ltd had total assets of 45.65 mln GBP, Caxton FX Ltd generated net income of 970,809.00 GBP. Incorporated in the United Kingdom, Caxton FX Ltd is authorized and regulated by the Financial Conduct Authority.

Additional Information

  • Focuses on payments and cross-border transfers - international property payments, regular cross-border transfers, education payments, repatriation, cross-border investments and luxury purchases.

Trustpilot reviews


May 24, 2022

Easy to use

Very easy to load. I have had this card for a number of years now. Easy to use when abroad and can check balance easily. Would definitely recommend this card to anyone


May 21, 2022

Good experience…

Caxton operative Hannah helped reactivate my account and update personal contact details and then talked me through the process of loading my card with chosen currency. She took all the stress out of the process for me, was clear, concise and fantastically bright and sunny in her disposition. Thank you


May 20, 2022

Easy to use peace of mind

Great to have currency on one card


May 19, 2022

Hard to get balance returned and high fees

It's very hard and frustrating to get the balance of your money returned - Caxton will send you all around the houses first. I calculated a 2.5% FX rate spread on every currency movement you do with them. That is, if you fund with GBP, buy EUR and then convert any remaining balance back to GBP at the end of your holiday - you'll be paying 5% total. And that's on top of the misc £1.50 charges and the £2 per month account fee. You might just as well use a standard bank card and/or an FX cash exchange place.


May 19, 2022

It's easy once you know how.

I found the process really easy once I had spoken to a real person, Mary who sent me some simple instructions by email. Only four stars because the online experience was complicated to me.


May 17, 2022

Easy site to handle for an elderly…

Easy site to handle for an elderly person.


May 17, 2022

Loading card

Wanted to load my card. Was slightly apprehensive as not very computor skilled and this was the first time I had done it since getting my card. It was very quick, very clear and easy to do

Finscanner is an independent digital platform aiming to provide up-to-date access to worldwide financial services to improve customer experience and boost transactions.

On this page, you can see a detailed review of Caxton FX Ltd Payment systems with reviews from real users and our experts. Caxton FX Ltd provides the following services: Agreggated Account, Debit cards, Debit cards (virtual), Dedicated IBAN, Multi-currency Account, SEPA Transactions, SWIFT Transactions.

At the moment, Caxton FX Ltd rating on Finscanner is 3.6 and on Trustpilot is 4.1.