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Trustpilot Rating

Reviews 27





Entity type

Payment Gateway

Client type







Employee Count


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AcquiringAPI integrationCard processing solutionsCard ProgramsMarketplacesMass PayoutsMerchant AccountsWire Transfer Acceptance3d secure payment gatewayApplePayGooglePayPaypal Integration

Total Score

Pricing of the services


Social media presence


Popularity of the service


Onboarding difficulty


Support quality


About Cardinity

Cardinity is a payment gateway technology solution from Lithuania. Cardinity is a safe and cost-effective online payment solution for e-commerce businesses selling various products or providing services. Cardinity is available for EU merchants of different types: from low to high risk, from businesses to sole proprietors, from retail products to digital goods. Cardinity operates not only as a Payment Gateway but also as an Acquiring Bank.


Setup Fee

Monthly Maintenance Fee

MDR Rate

1.35% + 0.25 EUR

Rolling Reserve

Settlement Fee

Refund Fee


  • EUR


Additional Information

  • Solutions: Online payments, Global Payments, Merchant Account, Payment Gateway, Recurring Billing, 1-Click Payments, Mobile Payments, MO/TO Terminal, Delayed Capture

  • Supported industries: Travel Businesses, Nutraceuticals, Social Media Marketing, Accessories, Arts, crafts, and collectibles, Baby and children products, Beauty and fragrances, Booking and reservations, Books and magazines, Building materials and tools, Clothing and shoes, Computers, accessories, and services, Content subscriptions, Electronics, Entertainment, Food and drinks, Gardening goods, Gift cards and coupons, Goods subscriptions, Home appliances, Household supplies, Licensed online pharmacies, Marketing and advertising, Memberships, Online courses and tutoring, Pet supplies, Photography and video, SaaS, Service subscriptions, Software development, Stationery, Taxi and transportation services, Writing and blogging, and others

Trustpilot reviews


May 16, 2022


RUN! RUN! RUN! TRASH SERVICE ,DON'T USE IT Problem #1: you need 1.5 : 2 weeks to registered , they don't ask all documonets in same time . Problem #2: They wrote in pricing page NO HIDDEN FEES ,this is wrong they have HIDDEN FEES , i will tell you some of them : - Fees for EU/EEA cards is 1.7% not 1.35% as he said - They take 0.25 EUR on declined transactions !!! not only accepted transactions ! , this is only service i ever seen take fees on declined transactions ... this is mean if your client tried to add funds 4 times and his transactiond declined , you lose 1 EUR for NOTHING! - Fees on world wide cards 3.5% + 0.25 EUR , and he didn't said that in pricing page - PROBLEM #3: they don't accept all types of cards, 50% of transactions get decline and you pay 0.25 EUR on every declined transaction !!!! - PROBLEM #4: when you registare they will not request for you bank details , they will request it after your payments pass 9 days , and when you give this your business bank details they will say " Your provided bank account is not suitable for us " , after i received +550$ on my cardinity account they said " Your provided bank account is not suitable for us we can't send you money on it " and i loose +550$ with them because they refused send me money on business bank account which is legal bank account and i will pay taxes on it . ( if they don't accept some banks ,they have to make list of accpeted and not accpeted banks! ) RUN! RUN! RUN! DON'T USE THIS SERVICES TRASH SERVICE! SCAMMERS!


Mar 25, 2022

thank you…

thank you ...........................................


Feb 15, 2022

time waster giving false reason to not…

time waster giving false reason to not accept the application even that is not correct tell us your company is not register in UK even we provided the certificate of company registered in UK do not waste your time with them please they will reject you


Feb 7, 2022

I am writing this review because I…

I am writing this review because I liked the way their customer support works. I had a problem of my payments being declined for some reason, but after emailing them I was quickly ensured that it's a problem with clients card. Really enjoyed this quick and pleasant problem solving


Nov 23, 2021

Prompt and pleasant customer support

It doesn't take long to receive an answer to my questions and the staff members are truly good at their job.


Nov 9, 2021

Awesome services

Awesome services, tech support was very helpful and integration was easy.


Oct 27, 2021

Une expérience totalement m*rdique

Une expérience totalement m*rdique. Lors de la signature du contrait ils promettent reverser chaque réserve de 10% après 180 jours. Ayant effectué des remboursements durant la période d'activité de mon site, ils ne veulent plus reverser ma réserve que après que le dernier paiement ai 180 jours. Une boite de voleurs et d'incompétents. L'interface de leur site est similaire à un site de 2005, les modalités de paiement sont bidons. Au final je dois attendre 1 an pour récupérer 5 000€ ! Dropshipper et E-Commerçant FUYEZZZZ !!! GO TO STRIPE

Finscanner is an independent digital platform aiming to provide up-to-date access to worldwide financial services to improve customer experience and boost transactions.

On this page, you can see a detailed review of Cardinity Acquiring with reviews from real users and our experts. Cardinity provides the following services: Acquiring, API integration, Card processing solutions, Card Programs, Marketplaces, Mass Payouts, Merchant Accounts, Wire Transfer Acceptance, 3d secure payment gateway, ApplePay, GooglePay, Paypal Integration.

At the moment, Cardinity rating on Finscanner is 3.8 and on Trustpilot is 3.4.