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Atom Bank Plc
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Atom Bank Plc

Mobile friendly

Trustpilot Rating

Reviews 6,720





Entity type

Savings Bank

Client type






United Kingdom



Employee Count


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B2B AccountsB2C AccountsBank Account OpeningsBank guruanteeC2B AccountsLoansSWIFT TransactionsDedicated SWIFT IBANTwo-Factor Authentication (2FA)

Total Score

Pricing of the services


Social media presence


Popularity of the service


Onboarding difficulty


Support quality


About Atom Bank Plc

Founded in 2014 as the UK’s first app-only bank, Atom Bank offers savings products, mortgages and other loans to private individuals and businesses. Atom Bank is a responsible, considerate and active part of the community. Atom Bank keeps its products simple and transparent and its services secure.


Setup Fee

Monthly Maintenance Fee

SEPA Incoming

SEPA Outgoing

SWIFT Incoming

SWIFT Outgoing

FX Fee

Additional Information

  • Mortgages, saving plans

Trustpilot reviews

Martin Lewis is right..................again!

I found this bank via Martin Lewis, I then did some background checks myself via the Internet, eg, reviews, new banking organisations, app based banking pros and cons etc. I have found that this bank and its novel way of banking - via APP only is indeed the way ahead. The APP has easy navigational functions, self explanatory headings and a smooth style to it, which in turn enables you to keep an eye on what is occurring with the organisation and importantly, your money easily and without hassle.


May 23, 2022

Excellent service

Excellent service and the person I spoke to was very very helpful and knowledgeable .


May 22, 2022

I found it very easy to open the…

I found it very easy to open the account. Also a fantastic interest rate.


May 22, 2022

easy and simple to use

easy and simple to use


May 21, 2022

The website is efficient, starightforward and secure…

Impressed with the virtually immediate interest rate rise change on my instant saver account when the bank rate changed, less so with your face recognition service for access which always takes several attempts to get it right-very frustrating! I like to be left alone after deposits and transactions, and not constantly bombarded with new product, which you manage well, without leaving me feeling abandoned, and with plenty of alternative methods to contact you, or check available extra products should I need them The bank seems very stable and secure and under the guarantee of FSCS, so I have no concerns. Your website is straightforward, efficient and no nonsense, which is how I like it, with easy access via my phone. Glad I changed up!


May 21, 2022

Up to now simple straight forward easy…

Up to now simple straight forward easy banking, hope it continues.


May 20, 2022

Easy and straightforward

Easy and straightforward. Set up account in a few minutes. Great customer service.

Finscanner is an independent digital platform aiming to provide up-to-date access to worldwide financial services to improve customer experience and boost transactions.

On this page, you can see a detailed review of Atom Bank Plc Banks with reviews from real users and our experts. Atom Bank Plc provides the following services: B2B Accounts, B2C Accounts, Bank Account Openings, Bank guruantee, C2B Accounts, Loans, SWIFT Transactions, Dedicated SWIFT IBAN, Two-Factor Authentication (2FA).

At the moment, Atom Bank Plc rating on Finscanner is 3.8 and on Trustpilot is 4.7.